JJ 7 asked:


Over the past few years, I’ve received several offers from credit card companies, or companies like GE that are for personal consolidation loans.

I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc.

Can anyone tell me if these things have any hidden costs and if they are worth considering?

frtloop1217 asked:


I am looking to get a personal loan but I know that I have bad credit. Does anyone know of any place that I will definitely be able to get a personal loan even with bad credit?

fuqua8441@sbcglobal.net asked:


I know there are places that help minorities and convicted felons get their life back. As far as small business loans and personal loans.