a bankruptcy can stay on your credit for 10 years; however, GIS can “fail” you for any reason they deem necessary. a background check usually goes back to your first job and first line of credit. a healthy background check = no drug use, good working history and a good financial history – so yes, GIS had every right to fail you. sorry.

Bankruptcy stays on your credit report for 10 years.

I doubt there are any laws concerning how far back GIS can go to do a background check. Even if the bankruptcy were more than 10 years old, it might be an automatic fail as indicating a lack of financial management ability.

It can last up to 10 years.

Ken Clark
Certified Financial Planner